Program

Programme in Digital Banking

12 weeks English

Program Description

  • To provide an overview of Digital Banking and the role of Fin-Tech in the development of Banking Industry.
  • Explain the importance of Digital Banking In Banking Domain
  • Know about Different Types of Digital Banking Products and Services Offerings
  • Understand how Risk Management works in E-Banking
  • Role of Branchless Banking in enabling Financial Inclusion and Economic Growth
  • Know the Operational and Technological aspect of Digital Banking
  • Explaining the process of Marketing of Digital Banking Products and Services
  • Career Opportunities in BFSI Industry


Program Fee

  • 3540.00 (inclusive of tax)

Educational Qualification

A bachelor's degree from a recognized Indian University or students pursuing graduation

Suggested Prerequisites

Basic understanding of Indian Banking

Duration

12 weeks

Course Date

From 20/10/2020

Certificate

Certificate of Completion by IIT-MADRAS

Teaching Hours

20 Hours of Theory and 3 hours of Case Study

Lead Faculty

  • Mr. Iyappan Jayaram
    He is a Senior Academicians with more than 30 years of experience in Teaching

Course offered by

Learning Schedule

S.No Modules
1


CHAPTER A





Digital Banking Products
Introduction
Need For Digital Banking Products
Client Education For Digital Banking Products





Debit/Credit/ ATM Cards
Overview And Brief History Of Cards In BFSI Industry
Different Types Of Cards
Product Features
EMV Machine Technology 
New Technologies - Tap And Go, NFC, Etc.
Approval Processes For Cards
Profitability Of Cards
Back End Operations
Recovery And Follow Up
 
ATMs
Overview And Brief History
Product Features
Instant Money Transfer Systems
Various Value-Added Services (e.g., Bill Payments, Donations, Etc.)
Proprietary, Brown Label And White Label ATMs
ATM Network Planning - Onsite/Offsite
Security And Surveillance Of ATM Sites
Profitability Of ATMs
Risk Management And Frauds
Back End Operations And Technology
 
CASH DEPOSIT MACHINES
Overview And Brief History
Product Features
CDM Network Planning - Onsite/Offsite
Profitability Of CDMs
Risk Management And Frauds
Back End Operations And Technology
 
CASH RE-CYCLERS
Overview
Product Features
Risk Management And Frauds
Back End Operations And Technology
 
MOBILE BANKING
Overview And Brief History
Product Features And Diversity
IMPS
Profitability Of Mobile Banking
Risk Management And Frauds
Back End Operations And Technology
 
INTERNET BANKING
Overview And Brief History
Product Features
Corporate And Individual Internet Banking
Integration With E-Commerce Merchant Sites
Profitability Of Internet Banking
Risk Management And Frauds
Back End Operations And Technology
 
POS TERMINALS
Overview And Brief History
Product Features
Approval Processes For POS Terminals
Profitability Of POS Business
Risk Management And Frauds
Back End Operations And Technology

2


CHAPTER B




BRANCHLESS BANKING
Objectives
Introduction
Financial Inclusion - Logic And Logistics
Vehicles For Financial Inclusion
Business Correspondents/Business Facilitators
Digital Banking Products For Financial Inclusion

3

CHAPTER C




Marketing Of Digital Banking Products
Objectives
Introduction
Product Planning
Structure For Marketing Digital Banking Products
Sales Delivery To Customers
Concept Of E-Galleries
After Sales Service To Customers
Marketing For Financial Inclusion
Dangers Of Mis-selling
Use Of Analytics In Marketing Digital Banking Products

4

CHAPTER D




Payment Systems
Overview Of Global Payment Systems
Overview Of Domestic Payment Systems
RuPay And RuPay Secure
Immediate Payment Service (IMPS) National Unified USSD Platform
(NUUP)
National Automated Clearing House (NACH)
Aadhaar Enabled Payment System (AEPS)
e-KYC
Cheque Truncation System (CTS)
National Financial Switch (NFS)
RTGS
NEFT
Forex Settlements
Securities Settlement
Innovative Banking & Payment Systems

To avail 1000 + Additional Learning Hours
60000+ Self Assessment Tests and Quiz Bank
To attend plenty of Live Classes by experts in Banking and Finance every day